• Richardson & Associates Independent Financial & Mortgage Services Ltd
  • SUITE 4, BYRON HOUSE
  • SEAHAM
  • DURHAM
  • SR7 0PY
  • Tel: 0191 5214408
  • Fax: 0191 5214265

Life Assurance

There are many forms of life assurance, some of which are mentioned in the adjoining pages to this section. Choosing the right one for you can depend upon a number of factors including tax, cost and the protection required.


You can use the information and tools on this site to gain a basic understanding of what is available.  However this information is only an overview.  Only expert, independent advice following a full review of your circumstances will ensure you find a solution that provides peace of mind.

Life assurance can be used to protect income, loved ones and businesses and, in certain circumstances, can be arranged in such a way as to minimise the effect of tax.

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Whole of life

Term Assurance

Business Cover

Mortgage Protection

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